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Final outcomes
193 total · sort: latest action
H.R. 3497 · HOUSE5d
Medal of Sacrifice Act
Became Public Law No: 119-94.
S. 3023 · SENATE1w
Safe Cloud Storage Act
Held at the desk.
H.R. 1329 · HOUSE1w
Smithsonian American Women’s History Museum Act
Motion to reconsider laid on the table Agreed to without objection.
H.R. 1041 · HOUSE1w
Veterans 2nd Amendment Protection Act
The title of the measure was amended. Agreed to without objection.
H.R. 2616 · HOUSE1w
Stopping Indoctrination and Protecting Kids Act
Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
H.R. 7567 · HOUSE2w
Farm, Food, and National Security Act of 2026
Received in the Senate.
H.R. 972 · HOUSE2w
Sloan Canyon Conservation and Lateral Pipeline Act
Became Public Law No: 119-91.
H.R. 2815 · HOUSE2w
Cape Fox Land Entitlement Finalization Act of 2025
Became Public Law No: 119-93.
H.R. 2066 · HOUSE2w
Investing in All of America Act of 2025
Became Public Law No: 119-92.
H.R. 8365 · HOUSE2w
Monitor Accountability Act
Received in the Senate and Read twice and referred to the Committee on the Judiciary.
H.R. 6260 · HOUSE2w
Keeping Violent Offenders Off Our Streets Act of 2025
Received in the Senate and Read twice and referred to the Committee on the Judiciary.
H.Con.Res. 75 · HOUSE2w
Directing the President, pursuant to section 5(c) of the War Powers Resolution, to remove the United States Armed Forces from hostilities against the Islamic Republic of Iran.
Motion to reconsider laid on the table Agreed to without objection.
H.R. 1346 · HOUSE2w
Nationwide Consumer and Fuel Retailer Choice Act of 2025
Received in the Senate and Read twice and referred to the Committee on Environment and Public Works.
S. 4344 · SENATE2w
A bill to extend section 702 of the Foreign Intelligence Surveillance Act of 1978 for 3 years.
Cloture motion on the motion to proceed withdrawn by unanimous consent in Senate. (CR S2249)
S. 98 · SENATE3w
Rural Broadband Protection Act of 2025
Became Public Law No: 119-89.
Showing 15 of 193Load 50 more →
119th Congress · S.J.Res. 18 · Final

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Overdraft Lending: Very Large Financial Institutions and published on December 30, 2024. The rule revises provisions regarding charges for insufficient funds in a customer’s bank account (i.e., overdrafts) at very large financial institutions. Under the rule, these institutions must (1) cap overdraft charges at $5; (2) with justification, cap charges at a higher amount; or (3) handle overdrafts as credit and comply with applicable Truth in Lending Act disclosure requirements.

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SubjectsAdministrative law and regulatory proceduresBank accounts, deposits, capitalBanking and financial institutions regulationCongressional oversightConsumer Financial Protection BureauUser charges and fees
Sponsor
Tim Scott, R-SC
5 terms · @SenatorTimScott
104 Hart Senate Office Building Washington DC 20510 · 202-224-6121
Cosponsors (16)
  • Mike Rounds, R-SDOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 2 terms · @SenatorRounds
  • Bill F. Hagerty, R-TNOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 1 term · @SenatorHagerty
  • Michael D. Crapo, R-IDOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 8 terms · @MikeCrapo
  • Thom R. Tillis, R-NCOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 2 terms · @SenThomTillis
  • Kevin Cramer, R-NDOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 5 terms · @SenKevinCramer
  • Katie E. Britt, R-ALOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 1 term · @SenKatieBritt
  • Jerry Moran, R-KSOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 10 terms · @JerryMoran
  • James E. Risch, R-IDOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 3 terms · @SenatorRisch
  • John Boozman, R-AROriginal cosponsor
    Co-sponsored Feb 13, 2025 · 8 terms · @JohnBoozman
  • Roger F. Wicker, R-MSOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 11 terms · @SenatorWicker
  • Cynthia M. Lummis, R-WYOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 5 terms · @SenLummis
  • Pete Ricketts, R-NEOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 2 terms · @SenatorRicketts
  • Bernie Moreno, R-OHOriginal cosponsor
    Co-sponsored Feb 13, 2025 · 1 term · @berniemoreno
  • Mike Lee, R-UT
    Co-sponsored Feb 19, 2025 · 3 terms · @SenMikeLee
  • Steve Daines, R-MT
    Co-sponsored Mar 4, 2025 · 3 terms · @SteveDaines
  • John Thune, R-SD
    Co-sponsored Mar 12, 2025 · 7 terms · @SenJohnThune
Committees (1)
  • Banking, Housing, and Urban Affairs Committee
    Senate Standing · Activity Mar 26, 2025
Actions (30)
  1. May 9, 2025 · via Library of Congress
    Became Public Law No: 119-10.
  2. May 9, 2025 · via Library of Congress
    Became Public Law No: 119-10.
  3. May 9, 2025 · via Library of Congress
    Signed by President.
  4. May 9, 2025 · via Library of Congress
    Signed by President.
  5. May 5, 2025 · via House floor actions
    Presented to President.
  6. May 5, 2025 · via Library of Congress
    Presented to President.
  7. Apr 9, 2025 · via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  8. Apr 9, 2025 · via House floor actions
    On passage Passed by the Yeas and Nays: 217 - 211 (Roll no. 96). (text: CR H1519)
  9. Apr 9, 2025 · via Library of Congress
    Passed/agreed to in House: On passage Passed by the Yeas and Nays: 217 - 211 (Roll no. 96). (text: CR H1519: 1)
  10. Apr 9, 2025 · via House floor actions
    Considered as unfinished business. (consideration: CR H1533)
  11. Apr 9, 2025 · via House floor actions
    POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 18, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
  12. Apr 9, 2025 · via House floor actions
    The previous question was ordered pursuant to the rule.
  13. Apr 9, 2025 · via House floor actions
    DEBATE - The House proceeded with one hour of debate on S.J. Res. 18.
  14. Apr 9, 2025 · via House floor actions
    Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
  15. Apr 9, 2025 · via House floor actions
    Considered under the provisions of rule H. Res. 294. (consideration: CR H1519-1525)
  16. Apr 7, 2025 · via House floor actions
    Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
  17. Apr 1, 2025 · via House floor actions
    Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.
  18. Mar 31, 2025 · via House floor actions
    Held at the desk.
  19. Mar 31, 2025 · via House floor actions
    Received in the House.
  20. Mar 31, 2025 · via Senate
    Message on Senate action sent to the House.
  21. Mar 27, 2025 · via Senate
    Passed Senate without amendment by Yea-Nay Vote. 52 - 48. Record Vote Number: 153. (text: CR S1884)
  22. Mar 27, 2025 · via Library of Congress
    Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 48. Record Vote Number: 153.
  23. Mar 27, 2025 · via Senate
    Considered by Senate. (consideration: CR S1879, S1884)
  24. Mar 26, 2025 · via Senate
    Measure laid before Senate by motion. (consideration: CR S1864)
  25. Mar 26, 2025 · via Senate
    Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 52 - 47. Record Vote Number: 152.
  26. Mar 26, 2025 · via Senate
    Placed on Senate Legislative Calendar under General Orders. Calendar No. 34.
  27. Mar 26, 2025 · via Senate
    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
  28. Mar 26, 2025 · via Library of Congress
    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
  29. Feb 13, 2025 · via Senate
    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  30. Feb 13, 2025 · via Library of Congress
    Introduced in Senate
IntroducedFeb 13, 2025
Policy areaFinance and Financial Sector
⎔ Pre-anchorPermanent record — anchoring ships soonEpoch 2026-Q2